Colin Lucas, south west Wales regional managerEmma Phillips


Operations Manager




Emma joined the xénos team after more than ten years with Principality Building Society Commercial Lending Division, where she managed the Relationship Support Team.  Before joining the Principality she spent four years working at Julian Hodge Bank.


Emma works with the Programme Director to help shape the future xénos, working closely with businesses and regional managers. She specialises in change management, communication, trouble shooting and customer relations.


Contact Emma



Telephone: 02920 338 144

Address: 1 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ

029 2033 8144 | |